how will buying homes or renting work in a National Socialist Society

[Stormblood]

I do not understand your reasoning.

[...]

I also do not see the difference in morality from the service provided by a restaurant and the service provided through rental housing.

[...]

I will try to explain my reasoning in a different way once Mercury is direct again. My way of reasoning can easily be misunderstood because it is not linear in most cases, so it takes effort to translate it in the right form for interaction with other people. My Mercury also makes many aspects to other planet, which results in my communications having multiple styles, which can make it confusing if I fail to adapt it to my interlocutor. These are downsides. There are obviously upsides as well, but they are irrelevant right now.

I don't know how it's relevant but housing in question has 3 rooms, a bathroom, small living room and kitchen. With a decently sized yard that I bought to be a part of this property. I am currently renting it out for around € 550,00 and have about ~ € 230,00 in expenses (water/electricity/gas included in rent + mortgage).

It is pricey for the region but it's also much more than just an apartment considering the backyard, parking spot and location giving much privacy and peace (away from the main roads). The rent is fair for what's provided.

That is indeed much fairer compared to the places I've lived in and looked in so far in this country. What you charge for the whole house, here they would not even charge it for one bedroom in the house. And that's in the poorest areas.

Let me make an example. The minimum you pay here in the poorest areas (bills excluded) is £260 for one bedroom in a house of multiple occupancy. As you can imagine, the whole property would be at least 3 bedrooms, so the price would be £780 + bills. The house is in this cases is often worn down and poorly-keep, with a low energy efficiency rating, meaning utilities (water, gas, electricity, broadband, council tax) would cost a lot.

If you move to the city centre, prices for one bedroom starts at £420 if you're lucky. £500 most likely to upward of £800. We're considering 2-4 bed properties, and the price for the whole property are around £900 minimum. 1-bedroom properties start at £600 (haven't seen any cheaper on the market). This does not include expenses. These properties look better and can have a better energy rating, although some still lag behind at D or C.

On top of that, you also have lazy estate agents that can't even do their jobs, not even replying to emails and calls. Different information on available property if you ask different agents from the same agency and if you look at their website. Then you get notified one or two weeks later "This property has now been let, so it's no longer available". These people don't even care about their OTE, especially now that many of them are allowed to work from. I have team mate who works in the sector and complains about 'how difficult it is to stay focused when working from home', and how distractions prevent him from achieving his work targets (he doesn't even have children).

Some landlords act the same way as most agents. Very slow replies, and sometimes ridiculous requirements such as 'pay 12 months upfront or be in full-time employment earning at least 4x the annual rent' and 'no DSS' (welfare benefits). So, if you are unemployed (even if actively looking for work), they'll bar you from renting, even if you offer them up to 6 months in advance.

That's how it works in the more capitalistic countries. And it's not like wages here actually allow for you to satisfy certain requirements, especially when the majority here blows 100s to get pissed and/or stoned in the weekend or buys cigarettes (which cost 3x as much as in Italy here), then complains 'I'm poor/have no money'.

Minimum wage here when you are 23 or over is called 'National Living Wage' which is a joke because the cost of living varies from area to area, and those wage doesn't allow you to meet all your real needs anywhere. Most employers think they are clever and they only offer you minimum wage, no matter what the type of job. Some will try to get away with paying you less by not making your salary pro rata, and most idiot lambs don't even know they can report this to the government and have them prosecuted in a county court if they refuse to pay you any outstanding amount for the hours you worked.

There is also another thing called 'Real Living Wage' which is again the same in all the country and some employers are even proud to offer it. This is just a few pence over the NLW, and it's still a joke. Another scheme to underpay people. One of the best paid positions for those who want to remain employees here is to drive lorries, work for Royal Mail or join Civil Service. Civil service is quite convenient as they pay much better pension contributions compared to most other jobs. Non-contributory pension contributions are in fact around 3 times and higher compared to most jobs that offer this non-contributory scheme. That being said, not many jobs offer non-contributory pension anyway.

Anyway, my examples above should explain why I asked you about one of your rental properties. It was about comparing it to how things are here. Obviously, I don't know about average

 

[Gearshift]

NLW/RLW

For example here in the U.S. ignoring shit Biden ruining everything.

But one thing I noticed is here in the U.S. even minimum/small wage people making below 2,300 dollars per month or less, can receive like 200-300-400 or so per month from Social Security Administration(SSA), it's called Income Supplement, it's meant as a lower-wage sub-2,300 and it's meant to be a economic incentive to boost lower wage people. Of course you gotta pay taxes and be all legal and whatnot, which many people don't realize they can get a few hundred dollars extra.

These living wages non-sense sounds like UBI for Work. If you work you get UBI with asterisk.

Anyways if people knew what you know they'd probably start suing the shit out of companies or at the least form class-action or talk with employee rights organizations and collaborate on wage reform. It sounds to me like Europeans are being berged tens if not hundreds of EuroShekels per paycheck. Sounds to me like if this shit existed in Hitler's time and Hitler was discussed on such manners he'd be like "Now you know why WE bully companies, rather than allow companies to bully the Government like in the U.S. with lobbying".

Sounds to me like Europeans either they don't pay attention to the laws(and with the amount of laws on the books it seems absurd to search, no wonder AI/ML is being used on law to find laws) or this anti-Americana attitude this, anti-2A(right to bear arms) has ended a lot of survival for many people. Shame to see as Europe despite all the non-sense they've done has at least achieved things to help mankind in these past few centuries.

Like the saying someone said "IF Europe had a few tens if not a good hundred, two hundred million guns maybe the Government would think twice about enacting such coof-19 protocols".

 

[Lunar Dance 666]

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K let me add something here real quick. I have 5 minutes to type this.

Where I come from prices of houses are starting to be on par with the prices of New York City (or must I say Jew York City?). Which means tiny apartments which costs 1000 bucks or over a month. Excluding electricity.
Does that seem fair to you?
Minimum wage here, has recently been raised a little. It is now 1700 a month, exc tax.

The issues we have here, is that the prices are being ramped up due to scarcity, which has been increased since taking in all the refugees.
And the crises of 2012 has also had an affect on this market.

Where I come from, it is just a small town in between 2 big cities. There is not much in that town despite there living about 5000 people. I couldn't find work there. They all wanted you to travel further, but I only had a bicycle and the public transit is not great. It'd take me too long to commute to work.

The prices of the houses over there. I was looking for rental places of max 450 a month, which were very few of and the comments on there, were in the hundreds. Rental places do not include electricity here.
The space this would get you would be 20-30 square meters, outside of the city.
The only places they'd build in my town that were told to be 'social rent' status, started at 650 a month. You can get gov compensation if you don't earn a lot, but you'd still have to pay over half of the rent yourself.
The prices to buy an apartment or house, currently starts at 400.000 - this is regardless of where you are in my country.
New houses in the place where I live start at this price too. Brand new places.

The ground you buy has a price also, depending on its destination. Square meter building ground in the city, over 250 a meter.
Agricultural ground, nature ground is much cheaper compared to this. Don't know the price out the top of my head for that one but you could buy 1500 m2 for not even 10.000

I am breaking down the costs here to show you that the prices do not reflect what is actually build on it.
It is mostly governmental costs, and the square meters that you use. These shouldn't be paid for, at least, not this much.

I have had a dream, that I bought a house once, and that i payed it off in 3 years. Now that is unrealistic. But would it be unrealistic to say that one could pay a house off in 5-10 years, if he worked 40 hours a week, and spending most of his earnings in paying off that house?

 

[Gearshift]

I will try to explain my reasoning in a different way once Mercury is direct again.

Paging Stormblood.

Care to give your opinion on said manner since you mentioned you wanted to have little to no misunderstandings.

 

[Stormblood]

I will try to explain my reasoning in a different way once Mercury is direct again.

Paging Stormblood.

Care to give your opinion on said manner since you mentioned you wanted to have little to no misunderstandings.

Thanks but I don't thing there is anything to explain, now that I re-read it.
:arrow: Eating at a restaurant: you are buying the food, not renting. You pay to own something. End result: the money you used gives you ownership over something.
:arrow: Renting a house: you are renting the house, not buying it. You pay to temporarily use something. End result: the money you used gives someone else ownership over something.

The wrong example was used to make a point. Borrowing a blockbuster may be a better example in his case. A subscription service like Netflix is another more fitting comparison to rent. A car hire, a bike hire. Neither of that is a primal necessity, though, such as having a roof over your head. You can travel on foot, you can have fun without borrowing anything from other people.

The pommel horse is one of the funniest things ever!

 

[Dahaarkan]

I will try to explain my reasoning in a different way once Mercury is direct again.

Paging Stormblood.

Care to give your opinion on said manner since you mentioned you wanted to have little to no misunderstandings.

Thanks but I don't thing there is anything to explain, now that I re-read it.
:arrow: Eating at a restaurant: you are buying the food, not renting. You pay to own something. End result: the money you used gives you ownership over something.
:arrow: Renting a house: you are renting the house, not buying it. You pay to temporarily use something. End result: the money you used gives someone else ownership over something.

The wrong example was used to make a point. Borrowing a blockbuster may be a better example in his case. A subscription service like Netflix is another more fitting comparison to rent. A car hire, a bike hire. Neither of that is a primal necessity, though, such as having a roof over your head. You can travel on foot, you can have fun without borrowing anything from other people.

The pommel horse is one of the funniest things ever!

So if the restaurant owner spends the money you gave him on a mortgage payment?