1 min to readHello, i got my self a new credit card and the thing is i started it on retrograde mercury and signed a paper and then today after the retrograde i got it and signed a digital paper.
Does it have any bad thing if i started it on retrograde mercury? As i know while on retrograde, it's bad to sign papers, should i make a new one? I use it for normal stufs like shopping.
I personally do not see anything wrong with your situation.
I personally think, that the concept of credit card is a kind of self-deception, because in the end, the things you buy end up costing you more. Financially, it would be smarter to save money first, and then buy.
I personally do not see anything wrong with your situation.
I personally think, that the concept of credit card is a kind of self-deception, because in the end, the things you buy end up costing you more. Financially, it would be smarter to save money first, and then buy.
There is a concept of interest free period, and the most sensible consumers pay their montlhy bills in time so no interest payments start to accrue. The rest should not be using credit cards.
For beginners: A Beginner's Guide
I personally do not see anything wrong with your situation.
I personally think, that the concept of credit card is a kind of self-deception, because in the end, the things you buy end up costing you more. Financially, it would be smarter to save money first, and then buy.
I am saving money. The credit card i use it only for online products that can only be buyed with credit cards or non-cash. I have an obsession to buy stufs, it's a weakness of mine...
There is a concept of interest free period, and the most sensible consumers pay their montlhy bills in time so no interest payments start to accrue. The rest should not be using credit cards.
You mean to only buy with cash? Some products online are more cheaper (in total) than with cash in physical stores
You mean to only buy with cash? Some products online are more cheaper (in total) than with cash in physical stores
No. I am talking about the responsible method for credit card usage, which is to pay the monthly bill in time so that no extra costs accrue. If your credit card has no interest free payment period, you should look for another, or not use it. At least that is what makes the most sense financially. You can also look into using a debit card for online payments as they serve the same function as credit cards, but charge your checkings account.
For beginners: A Beginner's Guide
Zevists getting credit cards and mortgages…
I thought people here more than anyone would be more educated on the usury economy. Apparently not. Enjoy making banks profit I guess.
If you borrow for ASSETS that can PAY OF LOANS BY THEMSELVES, then this is debatably a good decision, but READ THE TERMS AND PLAN ACCORDINGLY. If you borrow for frivolous expenses that will generate nothing for you in the longterm [clothes, cars and things like this] you are stacking FINANCIAL LIABILITIES; ie, you get a loan for something that will NOT generate anything for you. This can be financially deadly and it's a recipe for finding yourself in a financial hole. Avoid.
Be mindful.
These days I was seeing a Hebrew saying something similar, instead of paying rent, just take a credit and then pay that as "rent" for an apartment.
Supposedly this is gonna be your home, we can then take another credit after the first one was paid, and then having another apartment pay itself by renting it to other people.
Will take quite some time but as you advance you can build great passive income. I pray to the Gods to be guided towards more "hacks" like these.
I'm still learning, the same way as you do, the same way as we all do.
Zevist Since 15 Jan 2018 | LAURENTUM'S PROJECTS ARCHIVE |
Debt is beautiful, when it's for building something that can give returns.
You guys have no idea, but there are certain hacks that make people travel by air completely for free, first class and all. Not doable for a minimum wage worker, but when you have a considerable income, credit cards will literally make you travel for free.
I am reaching towards a green apple.
Thank you HP Zevios, for clarifying, I myself have a trauma in terms of borrowing money with interest. The was a Time in my life when my mom had to borrow from a loan shark, 20% monthly interest, it spiraled from there, to the point she had to borrow from another loan shark to pay off the monthly payment for the other one and we were financially devastated by this. 5+ years now and we are still recovering, we lost our house and we have to rent. I took it as a lesson to never spend money you don't have. Even if you have earnings to repay it. There were even times during having a good paying job, I was offered a credit card from an emerging bank with very minimal interest to attract new customers, I always declined. And I never borrow money from banks or lending companies. Even when I borrow from friends who would not charge interest, I don't borrow more money than I can earn in a single day. If its more than an entire day of salary, my trauma kicks in and would rather suffer having no food for a day than borrow money.
Loans are no Joke, the financial ruin they can bring is serious and can be very catastrophic.
hold on, keep fighting
RTR gun is rapid firing
our side is winning
Zeus is coming
This is another program those who control the wealth have instilled in the minds of people. That interest is Usury. When you borrow money you shouldn't/couldn't have, then the creditor (he who takes the risk to give you the money to spend on bags or whatever - for impulses or for anything in real life) they want a certain % back on what they risked so the bimbo could get a Gucci Bag or a Helicopter she could not initially purchase.
Eventually as this is beyond their means and they cannot pay it, the interest rises and this interest forms a situation where if you manage it correctly, good, you got what you needed when you needed, or bad if you don't pay.
As the Eilotil ones constantly want things and they overload their cards, then they play the other card; "Blame the banking institution for it" to blame all their mistakes for "Usury". Usury it's when the % required is skyrocketed. However, none of this exists if one is financially intelligent.
I see. Since ive come back ( i was in some troble from saturn return) i noticed you advanced.
I don't do loans i just save money and if i have enough then i buy what i want or need, and forgot to say it's not that of a big obsession.
Thank you HP Zevios, for clarifying, I myself have a trauma in terms of borrowing money with interest. The was a Time in my life when my mom had to borrow from a loan shark, 20% monthly interest, it spiraled from there, to the point she had to borrow from another loan shark to pay off the monthly payment for the other one and we were financially devastated by this. 5+ years now and we are still recovering, we lost our house and we have to rent. I took it as a lesson to never spend money you don't have. Even if you have earnings to repay it. There were even times during having a good paying job, I was offered a credit card from an emerging bank with very minimal interest to attract new customers, I always declined. And I never borrow money from banks or lending companies. Even when I borrow from friends who would not charge interest, I don't borrow more money than I can earn in a single day. If its more than an entire day of salary, my trauma kicks in and would rather suffer having no food for a day than borrow money.
Loans are no Joke, the financial ruin they can bring is serious and can be very catastrophic.
Loan sharks are doom. They should be avoided at all costs. 20% interest rate is totally criminal, but the loansharks do this because they don't take anything in potential return from this. Many loan sharks are not even legal or semi-legal as this classifies legally as usury to lend at 20% interest PER MONTH.
Yes, these can be highly catastrophic.
There are advanced techniques to use these and to manage these. Make your thorough research and don't hate on the aspect itself. Hate only if you cannot manage it and/or ignorance.
One technique is to have the money to buy the thing you want, but instead of buying, using credit. The money you have is then spent in the financial markets with a higher return than the credit cost.
For beginners: A Beginner's Guide
No. I am talking about the responsible method for credit card usage, which is to pay the monthly bill in time so that no extra costs accrue. If your credit card has no interest free payment period, you should look for another, or not use it. At least that is what makes the most sense financially. You can also look into using a debit card for online payments as they serve the same function as credit cards, but charge your checkings account.
I just noticed its actually a debit card o.o lucky me XD