First, you need to realize that not having an emergency fund and savings for periods when you can not or will not work anymore puts you at risk of homelessness or otherwise in a bad position. Essentially, you lack life experience / are still childish with your finances. When you have gone through realizing the above, you can start to work on your discipline. Once you have decent discipline, you can save up from pretty much any amount you make. So, first I would not make money from meditations, because you can not manage your finances properly. Instead at first, you need to understand that you need to be responsible for your own well-being and you need to learn to manage your finances.
You asked for planetary squares and Saturn would be a good option for this. However, it is not a good idea to do it if you are unsure about being able to manage its energy. Safer alternatives are invoking earth energy and the rune Nauthiz.