For those who think the ToZ profits or monopolize spirituality just because the Hall of Osiris exists, no, we don't monopolize spirituality by putting price tags to it. We have an entire section of hundreds of meditations and magickal operations in both "meditation" and "magick and witchcraft" sections, that are FREE, plus we have tons of magical operations aimed at earning money that are FREE. The free meditations are like the 95% of total meditations, but hey, let's focus on the 5% and let's blame the ToZ for being greedy.
The free meditations are the basics, and are needed to develop spiritual power that can be used to perform money workings, plus having spiritual power and a developed soul is necessary to execute the rituals from higher tiers.
Maybe in the world, the rich can buy anything, but in Zevism, one needs to sustain the Temple, but also advance spiritually. Our religion is based on spiritual aristocracy. One does not buy the Godhead.
I would also say that the Hall of Osiris challenges us to become better financially, as we try to rise higher in its tiers. All we need to do is ask ourselves what are we willing to do for ourselves and the Gods.
Personally, I find the stories of people who’ve achieved the impossible much more interesting than those of people who’ve had everything handed to them on a silver platter, just because they exist. We remember Alexander the Great for his great deeds, but we don't remember the beggar, for a reason.
Monopolization of the Divine is exactly the opposite of what ToZ does. ToZ doesn't say people are incapable of this; everything is there because people are actually, in one way or another, able for this.
ToZ opens the gates to all people and gives them most integral things and everything pretty much. For everyone who is willing to apply. In the subsequent update for example; even more things for people. Open, right there.
This doesn't mean however the Academy can make a student read, enforce learning, or it can take away your free will. Part of your free will is if you will apply all the wealth you are given on the ToZ by default and another part is if you want to go Inner Sanctum mode and understand the deeper purposes of this place and the common goal of the Gods on earth.
Certain accelerations or things of high sanctity that wouldn't be useful to someone not even on these levels who is just touring around (not their time yet). What is for their time, is there. What is for later, trust me on this, the Gods will find you ways; either through progress, or growth incentives, or valiant and important personal actions, or life progression, to get there.
These levels are tapped into when one truly builds for the Gods and becomes closer and closer to them via ordainment on their material tasks and purposes], are nothing that keeps anyone from moving forward.
The cases of beings who must do certain bigger tasks (I believe everyone can do; and as you say, this is literally a path and it's clearly arrayed in front of someone, not inaccessible, but maybe not convenient). Not accessible vs not convenient, is the difference between monopolization and access to all based on merit.
ToZ is access to all and merit based elevation.
For anything to exist; ToZ must exist. Mutually the person who just passes by, the tourist, the rising warrior, the person who started putting things together, and the person who is a few steps before major evolution, all exist under the same roof. Upholding the roof reassures we all have a roof. It's as simple as that really in regard to these.
Others enter a hospital for removing a couple stiches and others for extended healing; regardless of where we are, the central hub of health must exist and msut be preserved.
For Tier 5 you need to be a Theophoros. Literally become your Guardian God/Goddess in the flesh. Not by delusion but by internal condition and external contribution. I doubt it's meant for more than 0.001% of people at a time.
I would believe that everyone can do it if they devote themselves honestly for a lifetime into this. It's also very early; some people have anywhere from 20, to 30 to even 40 years ahead of them. Others might be able sooner, others later.
Regardless, those who have situations that cannot be amended, the Gods are there and accessible for them; the Gods when one aligns are in the steering wheel alongside all people to help them evolve level by level. If one cannot do certain things, they might be able in the future; but one must start now to actually do these not wait indefinitely.
I think people need to stop limiting their minds so severely and saying they can never do X or Y. Unless one tries and sets these ultra longterm goals, you never know. With the whole arsenal of ToZ, most people will succeed. Those who might not have luck, can achieve via creation for the Gods in other ways in this place.